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Credit Card Claims and Defenses

If you paid for defective goods or services on your credit card and the merchant will not resolve the problem, you can file a dispute with the credit card company using a procedure called, Claims and Defenses. What are claims and defenses? ...

Easy Steps To Maintain A Good Credit Score

A good credit score can be an asset when you need it most. But if you doni't regularly monitor your credit status, your credit score can become a liability. Have you checked your credit report lately? By law you are able to obtain a copy o...

Poor Credit

If you have poor credit, you might feel the journey is impossible. It is possible to get a credit card if you have poor credit, but it may come at a costly fee. In most cases, people with poor credit or current debt problems often believe there is no...

Reward Credit Cards - Benefit While Building Credit

Many cards available online are offering rewards, simply because it is the only way for card issuers to keep up with their competition. The cards available today are for students, consumers, business owners, and more, and while each card has its own ...

Did Your Credit Score Today?

Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit Report It can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower with the best credit sc...

How Do Secured Credit Cards Work?

Secured Credit Cards - Pros, Cons, and What to Watch Out For If youi've been turned down for several credit cards, even with low credit limits, a secured credit card may be the right product for you. In todayi's society, having ...

Be Smart With Your Credit Card

We all wish that our credit cards were interest free all the time. How much pleasure would it be to know that what you spend is what you pay back and there would be no interest to pay. What is happening is the credit card companies are fighting it ou...

“Online Credit Card Usage” – Convenience At Its Best

Commerce and technology, combined as a one package – this is what online credit cards are. With the advent of internet, the knowledge and communication barriers were broken. Also, with internet, came the concept of e-shops or virtual shops that exist...