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Personal Finance

Bankruptcy Lawyer Dirty Secrets

The field of bankruptcy law has exploded in recent years, even though the process of filing for bankruptcy really only involves filling out a few forms. Misconceptions, frightening news articles, and misleading advertisements put out by many of the f...

Avoid Financial Disaster with Good Planning

Iti's tough to get by financially in todayi's fast-paced life. With mortgages, car notes and massive amounts of credit card debt, most people struggle to get by from month to month. With most people doing what they can just to pay their bills...

Change A Light, Change The World With Energy Star

Most people want to do their part to help reduce greenhouse gas emissions and save on their energy bills, but doni't know what they can do. Using energy efficiently at home is an important start; and, it can be as easy as changing a light bulb. T...

Smart Moves for Retirement Readiness

With health care costs continuing to increase, the future of Social Security unclear and pension plans available to fewer and fewer workers, Americai's retirement readiness is a major concern for both individuals and the nation as a whole. ...

Rolling Over Your 401k Plan The Easy Way

So what is a 401k retirement plan? A 401k plan is actually a retirement investments plan that is subsidized by employee or worker payments and often, corresponding involvements from your manager or employer. In addition, the most important draw for t...

Term Life Insurance - Save Money the Smart Way

Term life insurance is the easiest type of life insurance to understand. To put it simply, the insured person pays a minimal premium per thousand dollars of coverage on an annual, semi annual, quarterly or monthly basis. If he or she dies within the ...

Tips For Easing Energy Bills

A homei's points of entry can become a fast exit for energy and end up costing a small fortune on utility bills. To avoid being shortchanged by windows, doors and the garage, home energy experts recommend making a few simple modifications. ...

How You And Your Partner Should Save Money

Most newly-married couples are having a hard time adjusting to a different way of life, especially when it comes to financial matters. As separate individuals, your spending habits will differ. This is why you both need to make certain adjustments to...